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Life After the Navy

US Navy servicewoman after her final mission.

Life After the Navy

Enjoy a civilian career & serve your country too

Whether you choose to remain on Active Duty, transition into a part-time role in the Navy Reserve, or make the most of your experience in the civilian world – your professional knowledge and leadership skills will give you a distinct advantage when it’s time to enter the civilian world. And the benefits you'll be entitled to will be impressive. Read on to learn more about your life after serving in America's Navy.


Veteran Benefits

Whether you make the Navy a long-term career or fulfill just the minimum commitment, you will continue to receive assistance as a Navy veteran. The Department of Veterans Affairs can help you find employment or schooling, provide no-money-down and low-interest loans for new home buyers, and offer low-cost life insurance. You’ll also have preferential hiring for government jobs, and you’ll be eligible to receive Post 9/11 GI Bill money for school.*

*Contact a Navy Recruiter for details.

Retirement Benefits

If you decide to pursue your Navy career for at least 20 years, you’ll qualify for retirement pay – and even more if you serve longer. Use this retirement pay scale tool to see what you could earn. That’s on top of any income you receive from your investments in your Thrift Savings Plan.

Plus, you will continue to receive health benefits and on-base shopping privileges similar to those you enjoyed while on active duty. By age 40, you could choose to retire from the Navy with a monthly paycheck for the rest of your life – and be fully prepared to embark on an exciting new career.

Navy Reserve

Stay connected to many of the best benefits the Navy has to offer, even if you choose to leave Active Duty and pursue a civilian career. By joining the Navy Reserve, you’ll continue to expand your Navy experience while building a future of your own.

Some of the benefits of serving in the Navy Reserve include:

  • A potential affiliation or sign-on bonus (contact a Navy Reserve Recruiter for details)
  • Four days of basic pay for every two drilling days each month
  • Opportunities to acquire new skills and sharpen existing ones
  • Access to tax-free Navy Exchanges and Commissaries
  • Travel opportunities
  • Points toward retirement benefits every time you drill

Most of the ranks, ratings and responsibilities found in Active Duty service are represented in the Navy Reserve. And many are currently in high demand. Explore all the options in the Navy Reserve.

As a Reservist, you will become eligible for pay at age 60, following 20 years of qualifying service (Active Duty with Reserve or Reserve alone).

Retirement benefit amounts vary, depending on individual pay grades and total Active Duty and Reserve time. If a Reservist dies before reaching age 60, an optional Survivor Benefit Plan will provide an annuity to eligible benficiaries.

For those serving now or those who have served before: The Reserve presents a great way to make the most of the time you've already invested

For those who have never served: The Reserve presents the opportunit to earn a generous retirement package in addition to other substantial benefits.


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